Are you passionate about payments technology, business analysis, and digital transformation? Here’s your chance to join Cognizant, one of the world’s leading IT and professional services companies. Cognizant is hiring for the position of Functional Business Analyst – ACI MTS, offering a great opportunity for skilled professionals to be part of global financial innovation.
About Cognizant
Cognizant Technology Solutions is a global IT powerhouse with over 300,000 associates worldwide. Known for its innovation-driven approach, Cognizant helps top organizations transform their business, technology, and operational models for the digital era.
Headquartered in the United States, Cognizant is a member of the NASDAQ-100 and has been consistently ranked among Forbes World’s Best Employers. The company’s mission revolves around helping clients lead with digital — from cloud transformation to artificial intelligence and advanced analytics.
Joining Cognizant means becoming part of a vibrant, inclusive, and innovative community where your skills and ideas can make a global impact.

Job Role: Functional Business Analyst – ACI MTS
Job Title: Functional Business Analyst – ACI MTS
Company: Cognizant Technology Solutions
Location: Multiple Locations (Global Opportunities)
Category: IT / Payments / Business Analysis
Cognizant is looking for a Functional Business Analyst with expertise in Payments Domain and ACI MTS systems. The role focuses on analyzing business requirements, designing functional solutions, and ensuring smooth integration of payment systems with banking interfaces.
Key Responsibilities
As a Functional Business Analyst (ACI MTS) at Cognizant, your primary duties will include:
- Interpreting and analyzing business requirements to design effective functional specifications for payment systems.
- Collaborating with cross-functional teams to ensure seamless integration of ACI MTS with bank interfaces.
- Demonstrating strong knowledge of ISO20022 standards, SWIFT, SEPA, and other payment scheme standards.
- Creating detailed test plans, test cases, and data preparation to cover all possible payment scenarios.
- Leading User Acceptance Testing (UAT) for new features and payment integrations.
- Handling production issues related to payment failures or inconsistencies with accuracy and agility.
- Preparing and maintaining functional documentation, including process flows and functional specifications.
- Engaging with stakeholders to define end-to-end payment workflows and drive smooth execution.
This position requires a blend of technical understanding, analytical thinking, and communication skills to manage complex financial data systems efficiently.
Required Skills & Qualifications
To qualify for the role of Functional Business Analyst – ACI MTS, candidates should possess:
- A strong background in the Payments Domain and knowledge of ACI MTS platform.
- Familiarity with ISO20022, SWIFT, and SEPA payment message standards.
- Hands-on experience in functional testing and UAT management.
- Excellent problem-solving and stakeholder management skills.
- A Bachelor’s Degree, preferably in Computer Science, Finance, or related fields.
- Strong communication and documentation abilities.
Professionals with prior experience in Banking or FinTech projects will be given preference.
Why Join Cognizant
Cognizant stands out as a company that genuinely cares about its people, clients, and communities. Working here means you’ll be part of a supportive, high-caliber team that values collaboration, innovation, and personal growth.
Here’s what makes Cognizant an ideal place to work:
- Innovation Culture: Opportunity to work on next-generation digital transformation projects.
- Global Exposure: Collaborate with global clients across industries.
- Inclusive Environment: Diversity and inclusion are at the heart of Cognizant’s culture.
- Career Growth: Structured career pathways and learning opportunities.
- Employee Well-being: Flexible work options, global community initiatives, and employee wellness programs.
| Platform | Link |
|---|---|
| Apply Link:- | Click Here |
| Apply Link:- | Click Here (Official Link) |
| WhatsApp Group:- | Join Here |
| Telegram Group:- | Join Here |
How to Apply
Interested candidates can apply directly through the official Cognizant Careers Portal.
Apply Now: https://www.cognizant.com/careers
Before applying, ensure your resume highlights your payments domain expertise and business analysis skills to stand out in the recruitment process.
Final Thoughts
Cognizant’s Functional Business Analyst – ACI MTS position is a golden opportunity for professionals aiming to build a strong career in payments technology and financial systems. This role not only offers global exposure but also allows you to contribute to the future of digital banking and fintech innovation.
If you are ready to take your career to the next level and work with one of the world’s most admired IT companies, apply today and join the digital transformation journey with Cognizant.