If you are planning to buy property, apply for a home loan, or verify land ownership in Andhra Pradesh, one document you must check is the Encumbrance Certificate (EC). Through the IGRS AP EC online service, citizens can now verify property records easily without visiting government offices repeatedly.
The IGRS AP portal, managed by the Andhra Pradesh Registration and Stamps Department, provides online access to encumbrance certificates, certified copies, stamp duty calculation, and other property-related services. In this guide, you will learn what IGRS AP EC is, why it is important, and how to download it online step by step.
What is IGRS AP EC?
IGRS AP stands for Integrated Grievance Redressal System – Andhra Pradesh. It is an official government portal created to digitize property registration and verification services across the state.
The IGRS AP EC service allows users to search and download an Encumbrance Certificate, which shows whether a property has any loans, mortgages, court cases, or legal claims attached to it. This certificate displays the complete transaction history of a property for a selected period.
What is an Encumbrance Certificate?
An Encumbrance Certificate (EC) is a legal document issued by the Sub-Registrar Office (SRO). It confirms whether a property is free from financial or legal liabilities.
The AP encumbrance certificate includes information such as registered sale deeds, gift deeds, mortgages, partition deeds, and other registered transactions. If no transaction is found during the selected period, the certificate shows Nil Encumbrance, meaning the property is legally clear.
Why is IGRS AP EC Important?
The encumbrance certificate plays a very important role in property-related matters. It is commonly required for:
Property buying or selling to ensure clear ownership
Home loan approval by banks and housing finance companies
Legal verification of property records
Mutation and land record updates
Provident Fund withdrawal for house purchase
Property insurance applications
Without checking EC, buyers may unknowingly purchase disputed or mortgaged property.
How to Search and Download IGRS AP EC Online
The IGRS AP EC search process is simple and fully online. Follow these steps carefully.
Step 1: Visit the Official Website
Go to https://registration.ap.gov.in
Step 2: Open EC Services
On the homepage, click on “EC, CC & MV Assistance”.
Step 3: Choose EC Type
You will see two options:
EC for Information Only (unsigned, free view)
Signed EC (digitally signed official copy – login required)
Step 4: Enter Property Details
You need to provide details such as:
Document number
Year of registration
Sub-Registrar Office (SRO)
Search period
Step 5: Submit and Verify
Enter captcha and click submit. The system will process your request instantly.
Step 6: View and Download EC
Once displayed, you can download the EC in PDF format and print it if required.
Offline Method to Get AP Encumbrance Certificate
If online records are unavailable or you prefer offline mode, you can visit the concerned Sub-Registrar Office.
You need to submit an EC application form along with property details, ID proof, and applicable fees. Offline EC generally takes 7 to 15 working days.
Types of Encumbrance Certificates in Andhra Pradesh
Form 15 – Encumbered Property
Issued when a property has loans, legal disputes, or financial claims.
Form 16 – Nil Encumbrance Certificate
Issued when no registered transaction or liability exists for the selected period. Banks usually demand Form 16 for home loans.
Difference Between EC, Sale Deed, and Patta
An Encumbrance Certificate shows legal and financial status of a property.
A Sale Deed proves ownership transfer from seller to buyer.
A Patta is a revenue record showing land ownership, mainly for agricultural land.
All three documents serve different purposes and are equally important.
Documents Required for IGRS AP EC
To apply for EC, keep the following details ready:
Valid ID proof like Aadhaar or PAN
Property document number or survey number
Complete property address
Registration year
Required search period
AP Encumbrance Certificate Fees
For up to 30 years search – ₹200
For more than 30 years – ₹500
Digitally signed EC may have additional charges.
How to Download Signed Certified Copy (CC)
Apart from EC, the IGRS AP portal also allows downloading Certified Copies (CC) of registered documents. You need to log in using your CARD PRIMME account, enter document details, and download the digitally signed copy.
Common Problems and Solutions
If EC details are incorrect, visit the SRO with supporting documents.
For properties registered before 1983, online EC may not be available.
If signed EC is not accessible, ensure proper login and payment.
FAQs About IGRS AP EC
Is EC proof of ownership?
No. EC only shows transactions and liabilities. Ownership is proven by sale deed.
How long is EC valid?
EC is valid only for the period mentioned. Always use a recent EC for transactions.
Can EC be downloaded anytime?
Yes, online EC can be accessed 24/7 from the official portal.
Benefits of Using IGRS AP EC Online
The IGRS AP EC online service offers transparency, saves time, reduces paperwork, and provides legally valid digital records. It eliminates middlemen and ensures safe property transactions.
Conclusion:-
The IGRS AP EC system has made property verification in Andhra Pradesh simple, fast, and reliable. Whether you are buying a house, applying for a loan, or verifying land records, checking the encumbrance certificate is a must.
Before finalizing any property deal, always perform an IGRS AP EC search to ensure the property is legally clear and risk-free. A few minutes spent on verification can save you from major legal trouble in the future.